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Factors contributing to the need for life insurance
Highest present value: Internal discovery life research. Assumptions on slide
Lack of meaningful savings: 46% stat is from a Bank of America survey of millennials. https://www.cnbc.com/2018/02/09/a-growing-percentage-of-millennials-have-absolutely-nothing-saved.html The 35% is from a 10x survey done in South Africa around savings habits of South Africans
Overburdened with debt: the Household savings ratio is from statsSa and the 64% is from the South African Savings and Investment survey
Family responsibilities: South African Savings and investment survey
Discovery Life
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